Is Vanquis a real Bank?

Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156). Credit is subject to status, affordability and credit checks.

What type of card is Vanquis?

Vanquis offer three different credit cards. They’re all credit builder cards, which means they’re designed to help people build up their credit scores. Each one can help you along at a different stage of your journey to better credit.

Is Vanquis part of NatWest?

We’ve partnered with NatWest to bring you Payit™, a fast, simple and safe way to pay your Vanquis credit card within the Vanquis App. You can make payments from major UK banks including NatWest, Halifax, Lloyds, Barclays, Nationwide and many more without the use of a debit card.

Which bank owns Vanquis?

Vanquis Bank is part of the Provident Financial Group, a FTSE 250 lender established in 1880 with a history of operating in the home credit market. Vanquis Bank was established as the credit card issuing arm of the Provident Financial Group in 2002 and launched our Savings products in July 2011.

Is Vanquis a credit card?

Top features of the Vanquis credit card

As a new customer, you’ll start with an easy-to-manage credit limit. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months. It’s quick and easy to apply for a Vanquis credit card.

What is the maximum limit on Vanquis card?

This credit card offers applicants with less-than-ideal credit scores initial spending limits ranging from £250 to £1,500, alongside the chance to increase your allocated limit to up to £4,000 in return for responsible use.

Is Vanquis Bank part of Barclays?

Vanquis Bank is a subsidiary of the Provident Financial Group.

Can I transfer money from Vanquis to bank account?

Can I transfer money from a Vanquis card to a bank account? Vanquis bank may charge you fees for doing this. You should call Vanquis on 0330 099 3000 to find out if fees will be charged before you do this.

Can I withdraw money from Vanquis credit card?

Withdrawing cash on a credit card from an ATM

You are able to withdraw cash on a credit card with most card providers but you should be aware that there is usually a fee for this.

How much interest do you pay on Vanquis credit card?

A Vanquis Bank credit card has a representative APR of 39.9% (variable), but rates vary according to your circumstances. The credit limit is the maximum amount of money you can borrow on your credit card.

How long does it take Vanquis to approve?

This will indicate whether your full application would be accepted. If you go ahead and apply for a Vanquis credit card, we’ll call you to let you know our decision within 28 days of your application. Once you’ve got guaranteed acceptance, you’ll usually receive your new card within 10 – 14 days of the acceptance date.

Which banks are connected to each other?

  • Allied Irish Bank. First Trust Bank (NI)
  • Bank of Ireland. Post Office.
  • Bank of Scotland. Birmingham Midshires.
  • Barclays Bank. Barclaycard.
  • Co-Operative Bank. Britannia.
  • Family Building Society. National Counties Building Society.
  • HSBC. First Direct.
  • Nationwide Building Society. Cheshire Building Society.

Who is level credit card owned by?

The Zable credit card (formerly known as the Level credit card) is the first credit card from personal loan giant Lendable. Due to future plans for expansion under the centralised brand Zable, the Level Card was rebranded in May 2022.

Which banks are linked HSBC?

  • HSBC Armenia.
  • HSBC Bangladesh.
  • HSBC Bank Australia.
  • HSBC Bank India.
  • HSBC Bank Indonesia.
  • The Hongkong and Shanghai Banking Corporation. Hang Seng Bank. HSBC China.
  • HSBC Bank Malaysia.
  • HSBC Bank Philippines.

What happens if I dont pay Vanquis?

You must make your missed payment before your next payment due date, if you don’t, and/or you miss your next payment, your account will be charged a late fee and your account will show as 2 months in arrears. Using your Lifeline will affect your eligibility for a Credit Limit Increase.

What happens if I pay the full balance on my credit card?

No interest charges on your balance: Most credit card issuers charge interest or APR if you carry your balance over to the next month, which means you’re paying interest on top of the unpaid balance you owe. You’ll avoid paying interest if you pay your credit card balance off in full each month by the due date.

What is Vanquis origin?


Vanquis Bank is a UK based credit card company. You can trace our roots back to Bradford nearly 130 years ago when our parent company Provident Financial was established. Vanquis Bank was formed in 2002 and has accepted over 3.5 million customers in the UK (as of September 2017).

Where can you use your Vanquis card?

You can use your Vanquis Visa credit card to withdraw cash from over 2 million cash machines worldwide – everywhere you see the Visa sign. If you withdraw cash abroad, it will be in the local currency of the country you’re visiting, so there’s no need for you to queue at a foreign exchange counter.



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